“If you can not pay,” goes the old saw, “you can owe”. That’s certainly the way the IRS looks at things. Every year, the IRS receives millions of returns from taxpayers who can’t pay what they owe before the April 15 deadline, and that amounts to tens of billions of dollars of taxes due each year. If you find yourself among the millions of Americans who can’t pay all or any part of what they owe, you have four options: [...]