Useful Business Forms, Calculators, Tools and Templates

Many of you asked me for Business Forms, Calculators, Tools and Templates or anything that may help. Here I post some. This is by no mean all inclusive, in fact I spent a day to search and gather all these links. I hope it is useful. If you have good resource of such, please feel free to post them here. Good means: free [or affordable], relevance and useful, and NO commercial [promotion] purposes. Enjoy!

Disclosure: I have no affiliation with any of organization/companies/institution featured here [and all other posts in this site]. They are featured here merely because of I think they are useful and worth to be shared to all my readers based on my personal judgment. Therefore I don’t receive any rewards in any forms.

Tools and Templates (Help for Small Business)

• Balance sheet template—for a sole proprietorship can be modified for corporation or partnership. Change account titles or format as needed. Spreadsheet calculates subtotals and totals for specified period.
• Business plan templates—from Microsoft Office.
• Cash flow budget template—worksheet for 6-month cash budget includes most inflows outflows. Modified as needed.
• Customer account statement template—track charges and payments on customer’s account, send at month end to remind of balance due.
• Daily cash sheet template—plug in daily amounts and spot discrepancies (from theft, misrecorded credit-card purchases, etc.).
• Income statement template—for a sole proprietorship can be modified for corporation or partnership. Change account titles or format as needed. Spreadsheet calculates subtotals, totals and net income for specified period.
• Loan application and bank review form template—shows what the bank will ask for and how it will use your data to make a decision on your loan.
• Monthly bank reconciliation template—plug in bank balance, deposits in transit, etc. and ledger Cash balance for instant totals that show if the amounts reconcile.

• Personal bank statement template—when owner’s financial position is required. Spreadsheet asks for the typical information (personal assets, liabilities, sources of income, etc.). Fill it out, get a snapshot of how you look.

Calculators and Conversion Tables

• Amortization calculator—Also a mortgage calculator that lets you keep recalculating based on a higher down-payment or added amounts to monthly payments.
• Bonus calculator—aggregate method. Uses regular federal withholding rates. Use if your state allows the aggregate method. Free registration required.
• Bonus calculator—percent method. Uses supplemental withholding rates. Use if your state does not have a supplemental withholding rate and permits the percent method. Free registration required.
• Car lease payment calculator—lays out the future costs of an auto lease.
• CD calculator—shows payout at maturity based on initial deposit, interest, term and period of compounding (daily, weekly, monthly, etc.).
• Currency converter—converts any currency into any other.
• Financial Calculators—Any financial calculator you need.
• Gross-up calculator—when you want an employee’s bonus to include payment of the taxes the employee would have had to pay on the bonus. Free registration required.
• Hourly employee paycheck calculator—includes filing status, deductions, state withholding, exemptions, other withholding etc. Free registration required.
• Loan calculator—calculates loan payment amounts; savings and annuity amounts and future value.
• Mathematical functions—from basic to PhD level.
• Measurement converter—converts any measure to any other.
• Monthly compounding calculator—takes an amount and compounds it monthly over a fixed period at a fixed annual yield. Allows added monthly contributions.
• Monthly mortgage payment table calculator—generates a table of monthly payments.
• Number of days calculator—calculate the number of days between any two dates.
• Public employee paycheck calculator—for federal, state, and local governments. Free registration required.
• Roth IRA—conversion calculator.
• Time zones—zone-by-zone times worldwide.
• Tip tax calculator—if your employees receive tips. Free registration required.

Forms

• Business forms—download invoices, purchase orders, check requests, etc.
• Legal forms—contracts, loan documents, and other forms by state.

IRS Current Forms and Publications

• Tax withholding and estimated taxes—Publication 505.
• Withholding tables—Publication 15-T.
• 1099 A and C Instructions (2009)
• 2009 W-2 and W-3 Instructions (does not include forms).
• Employer-provided benefits—how to tax, Publication 15-B Fringe Benefits.
• I-9—pdf of Employment Eligibility Verification.
• Internal Revenue Manual.
• IRS forms (8109-B etc.) by mail—instead of pdfs or online.
• Market Segment Specialization Program Audits—obtain a copy of the IRS Examiner Training Manuals for your industry or profession.
• Standard Mileage Rates for 2009

IRS—by Industry or Profession

• Agriculture—IRS rules, regulations and resources
• Automotive—IRS rules, regulations and resources
• Bartering Tax Center—IRS rules, regulations and resources
• Construction—IRS rules, regulations and resources
• Entertainment—IRS rules, regulations and resources
• Gas Retailers—IRS rules, regulations and resources
• Manufacturing—IRS rules, regulations and resources
• Money Services Business (MSB) Information Center—IRS rules, regulations and resources
• Real Estate—IRS rules, regulations and resources
• Restaurants—IRS rules, regulations and resources
• Tax professionals—IRS rules, regulations and resources

IRS Prior-Year Forms and Publications

• 1992 forms and publications—hard-to-find forms.
• 1993 forms and publications—hard-to-find forms.
• 1994 forms and publications—hard-to-find forms.
• 1995 forms and publications—hard-to-find forms.
• 1996 forms and publications—hard-to-find forms.
• 1997 forms and publications—hard-to-find forms.
• 1998 forms and publications—hard-to-find forms.
• 1999 forms and publications—hard-to-find forms.
• 2000 forms and publications—hard-to-find forms.
• 2001 forms and publications—hard-to-find forms.
• 2002 forms and publications.—hard-to-find forms
• 2003 forms and publications—hard-to-find forms
• 2004 forms and publications—hard-to-find forms
• 2005 forms and publications—hard-to-find forms
• 2006 forms and publications—hard-to-find forms
• 2007 forms and publications—hard-to-find forms

Nonprofit Organizations (NPOs)

• Accounting regulations—for NPOs, including governmental entities.
• Accounting standards—for NPOs.
• California Association of Nonprofits—offers numerous resources for NPO’s.
• Contributions—FASB Pronouncement No. 116 “Accounting for Contributions Received and Contributions made”
• Databases—how to choose the right one for your NPO; what to look for in a database.
• FINANCIAL ACCOUNTING FOR NPOs.Financial Accounting Regulation for Nonprofit Organizations
• Financial statements—FASB 117 “Financial Statement of Not-For-Profit Organization.”
• Form 990—how to read it and what it means.
• Governmental Accounting Standards Board—for government entities.

Practice Resources

• Depreciation—rate tables with explanations.
• Discounts rate—and secondary rates and seasonal rates for all months and years from the Federal Reserve Bank
• EIC (or EITC)—how to use the income tax withholding and advance earned income credit (EIC) payment tables.
• FASB (Financial Standards Accounting Board)—full, summary and status of all statements
• IRS interest rates for under-/overpayments—updated monthly.
• Tax due dates—federal, state dates for corporations, fiduciaries, individual, partnerships, payroll tax returns, and sales tax returns.

Software

• Accounting software buyer’s guide—lists available software with company address, phone number and thumbnail description.
• Accounting software—tells you which kind of accounting your business or client needs.
• Payroll software buyer’s guide—lists available softw4are with company address, phone number and thumbnail description.
• Tax software buyer’s guide—lists available software with company address, phone number and thumbnail description.

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